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Day: June 25, 2018

Buying A Home

How to lower your monthly house payment in Oakland

  In Oakland’s hot real estate market, prices are high, and so are monthly mortgage payments. Your monthly mortgage payment, which includes the loan’s principal, interest, property taxes and homeowners insurance, no doubt takes a large chunk of your take-home pay. Most homeowners just live with the pain, despite some concrete steps they can take to lower the payment. It’s not easy, and it does require effort on your part. But, you can lower your monthly house payment. Dump the high interest rate Although mortgage interest rates have been at historic lows, many homeowners bought their homes during periods of

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